“Self-Funding” Medical Costs

Designed for Members who, for personal reasons, want to keep their monthly costs down and wish to manage any large financial needs, caused by health expenses, with their own or government funds.

Membership in MPowering Benefits Association provides access to all the services and tools of  My Academy of Health Excellence (the education and wellness components needed to help AVOID illness) and MPowering Benefits LLC (the communication components to help navigate this new world of healthcare).

All Self-Funding choices help PREVENT medical expenses by providing access to the 64 preventive care services required by the ACA (Affordable Care Act). Preventive care is offered at $0 co-pay when in network. This component is what meets the requirements of the ACA – which eliminates any Tax Penalty.

The MPowering Benefits Association offer three “Self-Funding” choices to help MANAGE and MITIGATE small and medium medical expenses:

  1. a HSA (Health Savings Account) access structured plan,
  2. a Co-pay Network for office visits and diagnostic or
  3. a Provider-Directed Redirect Health program.

Select any option with the confidence of knowing ” You’re in Control but Not Alone”. Your MPowering Benefits Concierge assistance program is with you ever step of the way. Researching Doctors, Facilities and Hospital with their many transparency and quality control Technology Tools to assist you in selecting “Fair” Priced Quality Medical Services.

“Self-Funding” DOES NOT CONTAIN the Medical Cost Sharing element of the Healthy Care Strategy.

Healthy Care Medical Expense “Partially Self-Directed with HSA” Strategy.

The strategy starts with Education and a Wellness Program to AVOID medical costs. These Products and Services provided by My Academy of Health Excellence are included with MPowering Benefits Association Membership.

  1. The MPB 1-1-1 Access to Services Program
  2. MPB Member and Concierge Services
  3. The US Corporate Wellness Platform
  4. The QR for Life Code for Emergencies and Medical Vault
  5. The Wellfit Community (Facebook for Wellness)
  6. Twelve Habits of Highly Healthy People (sponsored by Mayo Clinic)
  7. Pharmacy Services (including World Meds, Canadian Drugs and GoodRx)

Then we use a MEC (minimum essential coverage) to PREVENT medical expenses that can be with early diagnosis. The Minimum Essential Coverage  provides for 63 preventive services such as Annual Physicals, Mammograms, Colonoscopies, etc. at no $0 co-pay.

This solution provides an alternative that satisfies the federal statute without compromising the moral and spiritual beliefs of members.

  • PREVENTIVE Network: PHCS Network
  • PREVENTIVE Covered at 1st dollar: Cover all 63 mandated preventive services required by the ACA.

The best way to MANAGE your money with this option is a HSA – (Health Savings Account).Once you have a “Need” (is a medical expense caused by an accident or illness) these programs and technology are available to help  MITIGATE the costs.

  • PRIMARY Care Network: None
  • SMALL Medical Expenses: managed with Teladoc or your Health Savings Account
  • Prescription Drugs Coverage – Maintenance Medications (Blood Pressure, Cholesterol, etc.): GoodRx, World Meds and more
  • MONEY Management: HMA (Health Matching Account) optional

Association Self-Funded Health Saving Account Access Plan

Member Only

$91.00

Member Children

$121.00

Member Spouse

$121.00

Member Family

$121.00

“Self-Funding” DOES NOT CONTAIN the Medical Cost Sharing element of the Healthy Care Strategy.

Healthy Care Medical Expense “Co-pay Network” Strategy.

AVOID medical costs with Education and a Wellness Program. These Products and Services provided by My Academy of Health Excellence are included with the MPowering Benefits Association Membership.

  1. The MPB 1-1-1 Access to Services Program
  2. MPB Member and Concierge Services
  3. The US Corporate Wellness Platform
  4. The QR for Life Code for Emergencies and Medical Vault
  5. The Wellfit Community (Facebook for Wellness)
  6. Twelve Habits of Highly Healthy People (sponsored by Mayo Clinic)
  7. Pharmacy Services (including World Meds, Canadian Drugs and GoodRx)

PREVENT medical expenses with Minimum Essential Coverage which provides coverage for 64 preventive services such as Annual Physicals, Mammograms, Colonoscopies, etc. at no $0 co-pay.

This solution provides an alternative that satisfies the federal statute without compromising the moral and spiritual beliefs of members.

The best way to MANAGE your money with this option is a HMA (Health Matching Account).

    • SMALL Medical Expenses: managed with Teladoc and Co-Pays
    • Prescription Drugs Coverage – Maintenance Medications (Blood Pressure, Cholesterol, etc.): GoodRx, World Meds and more

Association Co-pay Network Pricing

Member Only

$163.00

Member Children

$231.00

Member Spouse

$247.00

Member Family

$322.00

“Self-Funding” DOES NOT CONTAIN the Medical Cost Sharing element of the Healthy Care Strategy.

Healthy Care Medical Expense “Redirect Health” Strategy.

AVOID medical costs with Education and a Wellness Program. These Products and Services provided by My Academy of Health Excellence are included with the MPowering Benefits Association Membership.

  1. The MPB 1-1-1 Access to Services Program
  2. MPB Member and Concierge Services
  3. The US Corporate Wellness Platform
  4. The QR for Life Code for Emergencies and Medical Vault
  5. The Wellfit Community (Facebook for Wellness)
  6. Twelve Habits of Highly Healthy People (sponsored by Mayo Clinic)
  7. Pharmacy Services (including World Meds, Canadian Drugs and GoodRx)

PREVENT medical expenses with Minimum Essential Coverage or Redirect Health witch provides coverage for 64 preventive services such as Annual Physicals, Mammograms, Colonoscopies, etc. at no $0 co-pay.

This solution provides an alternative that satisfies the federal statute without compromising the moral and spiritual beliefs of members.

The best way to MANAGE your money with this option is a HMA (Health Matching Account).Once you have a “Need” (is a medical expense caused by an accident or illness) these programs and technology are available to help  MITIGATE the costs.

  •  PRIMARY Care Network: Anywhere with pre-authorization

  • SMALL Medical Expenses: Redirect Health
  • Prescription Drugs Coverage – Maintenance Medications (Blood Pressure, Cholesterol, etc.): Sharing eligible for 1st 120 days following new diagnosis
  • MONEY Management: HMA (Health Matching Account) optional

Association Self-Funded Redirect Health Pricing

Member Only

$130.00

Member Children

$225.00

Member Spouse

$225.00

Member Family

$325.00

 “Self-Funding” DOES NOT CONTAIN the Medical Cost Sharing element of the Healthy Care Strategy.

Optional Buy Ups

  • Health Matching Account: A post – tax medical saving vehicle that double in value in 3 years
  • Dental Plan: Dental Savings Plans, Plus Vision, Hearing and Chiropractic
  • Accident Insurance