All Health Excellence Plus Options include the AVOID, PREVENT, MANAGE, MITIGATE and CONTAIN elements of Our Healthy Care Strategy. It is imperative that all our members have a good understanding of how the strategy works, have the tools they need to maintain a healthy lifestyle and the necessary protection they want against financial devastation should a catastrophic event occur. We have two types of plan options, those that are primarily Self-Managed by the member and those are primarily Physician-Managed.

Our Self-Managed Plan Options

Self-Directed Healthcare

ACA Penalty Imposed until 1/1/2019

We AVOID Healthcare Expenses with Education and Wellness. These Products and Services are provided by My Academy of Health Excellence and MPowering Benefits:

  • The MPB 1-1-1 Access to Services Program
  • MPB Member and Concierge Services
  • The U.S. Corporate Wellness Platform
  • The QR for Life Code for Emergencies and Medical Vault
  • The Wellfit Community (Facebook for Wellness)
  • Twelve Habits of Highly Healthy People (sponsored by Mayo Clinic)
  • Seven Normals Rewards Program (modeled after Cleveland Clinic)
  • Pharmacy Services (including World Meds, Canadian Drugs and GoodRx)

We PREVENT Healthcare Expenses with an Annual Physical reduced for cash – paid by the Member. These Costly Preventive Services are paid at 100% by your Medical Cost Sharing Community.

  1. Colonoscopies
  2. Mamograms
  3. Immunizations

We MANAGE Healthcare Expenses with Cash (we’re Self-Pay Patients) and a optional HMA (Health Matching Account).

Because you can’t AVOID all your Medical COSTS, you’ll need to MITIGATE some of them with Telemedicine, Advocacy and other Technology.

  1. Teladoc (Video and Telamedicine)
  2. 2nd MD (Second Opinion Program)
  3. Patient Advocacy
  4. Medical Tourism

We CONTAIN medical expenses with Medical Cost Sharing by Sedera Health. A Benevolence Organization of like-minded and Health-Focused Individuals and Families.

For “curative care” issues, Sedera facilitates the sharing of health care costs among its members that have medical “Needs”.  A “Need” is a medical expense caused by an accident or illness above an amount you can comfortably afford to pay.

The Sedera community philosophy is that we’re meant to help carry one another’s burdens. Our method of sharing medical expenses among members and supporting each other along the way shows this principle in action. Services include

  1. Personal Member Advisor
  2. Medical Bill Negotiation
  3. Counseling

Partially-Directed Healthcare

We AVOID Healthcare Expenses with Education and Wellness. These Products and Services are provided by My Academy of Health Excellence and MPowering Benefits:

  • The MPB 1-1-1 Access to Services Program
  • MPB Member and Concierge Services
  • The U.S. Corporate Wellness Platform
  • The QR for Life Code for Emergencies and Medical Vault
  • The Wellfit Community (Facebook for Wellness)
  • Twelve Habits of Highly Healthy People (sponsored by Mayo Clinic)
  • Seven Normals Rewards Program (modeled after Cleveland Clinic)
  • Pharmacy Services (including World Meds, Canadian Drugs and GoodRx)

We PREVENT Healthcare Costs with a MEC Plus Plan. A MEC (Minimum Essental Coverage) Plus is a self-funded PPO Insurance Plan administered by a third party administrator. There’s no charge for in-network preventive services determined by the U.S. Preventive Services Task Force as required to be covered by ACA (Obamacare) plans. The member pays 130% of Medicare allowable for preventive services provided by out-of-network providers. Includes:

  1. Annual Physical
  2. Colonoscopies
  3. Mammograms
  4. Immunizations and 60 other screenings

We MANAGE Healthcare Expenses with Cash (we’re Self-Pay Patients) and a optional pre-tax HSA (Health Savings Account) 0r HMA (Health Matching Account).

Because you can’t AVOID all your Medical COSTS, you’ll need to MITIGATE some of them with Telemedicine, Advocacy and other Technology.

  1. Teladoc (Video and Telamedicine)
  2. 2nd MD (Second Opinion Program)
  3. Patient Advocacy
  4. Medical Tourism

We CONTAIN medical expenses with Medical Cost Sharing by Sedera Health. A Benevolence Organization of Like-Minded and Health-Focused Individuals and Families.

For “curative care” issues, Sedera facilitates the sharing of health care costs among its members that have medical “Needs”.  A “Need” is a medical expense caused by an accident or illness above an amount you can comfortably afford to pay.

The Sedera community philosophy is that we’re meant to help carry one another’s burdens. Our method of sharing medical expenses among members and supporting each other along the way shows this principle in action. Services include

  1. Personal Member Advisor
  2. Medical Bill Negotiation
  3. Counseling

Preventive Network & HSA Compatible

Physician Managed Plan Options

Co-Pay Network Healthcare

Co-Pay Network for Preventive, Primary, Specialty and More

We AVOID Healthcare Expenses with Education and Wellness. These Products and Services are provided by My Academy of Health Excellence and MPowering Benefits:

  • The MPB 1-1-1 Access to Services Program
  • MPB Member and Concierge Services
  • The U.S. Corporate Wellness Platform
  • The QR for Life Code for Emergencies and Medical Vault
  • The Wellfit Community (Facebook for Wellness)
  • Twelve Habits of Highly Healthy People (sponsored by Mayo Clinic)
  • Seven Normals Rewards Program (modeled after Cleveland Clinic)
  • Pharmacy Services (including World Meds, Canadian Drugs and GoodRx)

We PREVENT Healthcare Costs with a MEC Advantage Plan. A MEC (Minimum Essental Coverage) is a self-funded PPO Insurance Plan administered by a third party administrator. There’s no charge for in-network preventive services determined by the U.S. Preventive Services Task Force as required to be covered by ACA (Obamacare) plans. The member pays 130% of Medicare allowable for preventive services when using out-of-network providers. Includes:

  1. Annual Physical
  2. Colonoscopies
  3. Mamograms
  4. Immunizations and 60 other screenings

We MANAGE Healthcare Expenses with Cash (we’re Self-Pay Patients) and a optional HMA (Health Matching Account).

When you do have an accident or illness, most small and medium size medical expenses are mitigated by providers in your co-pay network, however these additional services are available if needed.

  1. Teladoc (Video and Telamedicine)
  2. 2nd MD (Second Opinion Program)
  3. Patient Advocacy
  4. Medical Tourism

We CONTAIN medical expenses with Medical Cost Sharing by Sedera Health. A Benevolence Organization of Like-Minded and Health-Focused Individuals and Families.

For “curative care” issues, Sedera facilitates the sharing of health care costs among its members that have medical “Needs”.  A “Need” is a medical expense caused by an accident or illness above an amount you can comfortably afford to pay.

The Sedera community philosophy is that we’re meant to help carry one another’s burdens. Our method of sharing medical expenses among members and supporting each other along the way shows this principle in action. Services include

  1. Personal Member Advisor
  2. Medical Bill Negotiation
  3. Counseling

DPC – Direct Primary Healthcare

We AVOID Healthcare Expenses with Education and Wellness. These Products and Services are provided by My Academy of Health Excellence and MPowering Benefits:

  • The MPB 1-1-1 Access to Services Program
  • MPB Member and Concierge Services
  • The U.S. Corporate Wellness Platform
  • The QR for Life Code for Emergencies and Medical Vault
  • The Wellfit Community (Facebook for Wellness)
  • Twelve Habits of Highly Healthy People (sponsored by Mayo Clinic)
  • Seven Normals Rewards Program (modeled after Cleveland Clinic)
  • Pharmacy Services (including World Meds, Canadian Drugs and GoodRx)

We PREVENT Healthcare Expenses with an Annual Physical provided by the Direct Primary Care Doctor at no additional cost to the Member. Often the DPC may not offer some of the more costly preventive services, so these are included by the Sedera Medical Cost Sharing Community layer at $0 co-pay and at no additional cost.

  1. Colonoscopies
  2. Mamograms
  3. Immunizations

We MANAGE Healthcare Expenses with Cash (we’re Self-Pay Patients) and a optional HMA (Health Matching Account).

When you do have an accident or illness, most small and medium size medical expenses are mitigated by yout Direct Primary Care Doctor, however these additional services are available if needed.

  1. Teladoc (Video and Telamedicine)
  2. 2nd MD (Second Opinion Program)
  3. Patient Advocacy
  4. Medical Tourism

We CONTAIN medical expenses with Medical Cost Sharing by Sedera Health. A Benevolence Organization of Like-Minded and Health-Focused Individuals and Families.

For “curative care” issues, Sedera facilitates the sharing of health care costs among its members that have medical “Needs”.  A “Need” is a medical expense caused by an accident or illness above an amount you can comfortably afford to pay.

The Sedera community philosophy is that we’re meant to help carry one another’s burdens. Our method of sharing medical expenses among members and supporting each other along the way shows this principle in action. Services include

  1. Personal Member Advisor
  2. Medical Bill Negotiation
  3. Counseling

Direct Primary Care w/ a Backup Plan

Redirect Healthcare

Redirect Health w/ a Backup Plan

We AVOID Healthcare Expenses with Education and Wellness. These Products and Services are provided by My Academy of Health Excellence and MPowering Benefits:

  • The MPB 1-1-1 Access to Services Program
  • MPB Member and Concierge Services
  • The U.S. Corporate Wellness Platform
  • The QR for Life Code for Emergencies and Medical Vault
  • The Wellfit Community (Facebook for Wellness)
  • Twelve Habits of Highly Healthy People (sponsored by Mayo Clinic)
  • Seven Normals Rewards Program (modeled after Cleveland Clinic)
  • Pharmacy Services (including World Meds, Canadian Drugs and GoodRx)

We PREVENT Healthcare Costs with an annual physical. Call Redirect Health for access to all Minimum Essental Preventive Care Services. There’s NO charge for  any preventive services accessed throught Redirect Health. They include:

  1. Annual Physical
  2. Colonoscopies
  3. Mammograms
  4. Immunizations and 60 other screenings

We MANAGE Healthcare Expenses with Cash (we’re Self-Pay Patients) and a optional HMA (Health Matching Account).

When you do have an accident or illness, most small and medium size medical expenses are mitigated by Redirect Health, however these additional services are available if needed.

  1. Teladoc (Video and Telamedicine)
  2. 2nd MD (Second Opinion Program)
  3. Patient Advocacy
  4. Medical Tourism

We CONTAIN medical expenses with Medical Cost Sharing by Sedera Health. A Benevolence Organization of Like-Minded and Health-Focused Individuals and Families.

For “curative care” issues, Sedera facilitates the sharing of health care costs among its members that have medical “Needs”.  A “Need” is a medical expense caused by an accident or illness above an amount you can comfortably afford to pay.

The Sedera community philosophy is that we’re meant to help carry one another’s burdens. Our method of sharing medical expenses among members and supporting each other along the way shows this principle in action. Services include

  1. Personal Member Advisor
  2. Medical Bill Negotiation
  3. Counseling