These Products and Services can be bought individually without joining the MPowering Benefits Association. Each will be billed directly to you by the selected provider.

Spirit Dental and Vision

Finding the right dental insurance plan with the right options can be complicated. At Spirit Dental, we make it easy by offering affordable insurance plans with guaranteed acceptance and no waiting periods.*

Direct Vision Insurance

The Direct Vision Insurance plans include in-network and out-of-network benefits. Choose from EyeMed or VSP network plans. Why choose a network? When you use a network provider you maximize your benefits with low co-pays and overall lower out-of pocket costs.

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